TSP Retirement Planning with BCA: Guiding Federal Employees into Confident Retirements
You’ve Spent Your Career Serving the Nation—Now Let’s Plan a Retirement That Serves You.
At BCA, we specialize in helping federal employees transition from government service to financial independence. If you’re in the Thrift Savings Plan (TSP) and planning to retire in the next 3–5 years, now is the time to take control of your wealth–strategically.
We bring clarity and structure to your retirement plan using The Bucket Strategy, a time-segmented approach to retirement income that aligns your wealth with your timeline, goals, and lifestyle.
1. Why Federal Employees Need a Specialist
- Navigating TSP options, FERS/CSRS decisions, survivor benefits, and FEHB continuation requires a guide who understands the system.
- You’ve accumulated assets. Now it’s about preserving, distributing, and optimizing them.
2. Introducing The Bucket Strategy
Bucket One: Short-term needs (1–5 years) — stable, liquid, accessible.
Bucket Two: Mid-term income (6–10 years) — growth with managed risk.
Bucket Three: Long-term legacy and lifestyle (>10 years) — built for longevity and inflation.
We structure your wealth like you structure your life—in time-based segments that bring clarity and confidence to your decisions.
3. Our TSP Process
Discovery + Design: Understand your benefits and create a personalized retirement income plan.
Implementation: Rollover guidance, investment strategy, and tax-efficient income planning.
Ongoing Support: Regular check-ins, adjustments, and education.
